We write your policy. We pay your claim.

No third party sits between you and your cover. We underwrite every policy on this page and settle claims from our own funds, so there is never a question of who is responsible.

Covering families and businesses across the Gulf since 2008

Our policies

Six lines of cover, all written by Wasit. Whatever you insure with us, the price, the terms and the claim stay with one company.

Motor

Comprehensive and third-party cover for private and fleet vehicles, with repairs at our approved garages across the Gulf.

Quote for motor

Home

Building, contents and personal liability on a single policy, for owners and tenants alike. Cover for valuables can be added by item.

Quote for home

Life

Term and whole-of-life cover that pays your family directly. Most applicants under 40 are accepted without a medical.

Quote for life

Health

Individual and family plans with direct billing at our network hospitals and clinics, so routine visits cost you nothing at the desk.

Quote for health

Business

Property, public and product liability, and group medical for teams of five to five hundred. One renewal date for everything.

Quote for business

Travel

Medical treatment abroad, cancellation and baggage cover, for a single trip or a full year of them. Schengen-compliant limits included.

Quote for travel

Why people insure with Wasit

We are the insurer, not a layer in front of one. That changes what we can do for you at every stage.

We set the price

Your premium comes from our own underwriting, not a margin added on top of somebody else’s rate. What you see is what we charge.

We pay the claim

Your claim is assessed and settled by our own team. Most motor claims close within 72 hours of the paperwork arriving.

We underwrite in house

A person reviews the cases an automated system would turn down: older cars, prior claims, conditions already diagnosed.

We build the policy around you

Move the excess, adjust the limits, add drivers or family members. The price updates as you go, before you commit to anything.

Getting covered

Four steps, all online, most of them finished inside ten minutes.

1

Tell us what to cover

A few details about you and what you want protected. No documents at this stage.

2

See your price

Your premium, underwritten by us, with every option priced openly beside it.

3

Shape the policy

Change the excess, extend the limits, add people. The price moves with you.

4

You are covered

Pay online and your certificate is issued straight away, by email and in your account.

What our policyholders say

Reviews collected from customers who have made a claim with us in the last year.

I reported the accident on a Sunday evening and the assessor called me before nine the next morning. The car was back with me that Thursday.
Noura Al Suwaidi
Motor policy, Dubai
We moved our whole company across at renewal. Twenty-two staff on one policy, one renewal date, and somebody who answers the phone by name.
Faisal Al Mansoori
Business policy, Abu Dhabi
The home claim took longer than I expected, but nobody hid from me about why. I was told where it stood every few days until it was paid.
Layla Haddad
Home policy, Sharjah

Swipe to read more reviews

Where we stand today

18

Years insuring the Gulf

10,400

Policyholders currently covered

AED 240M

Claims paid in the last financial year

48h

Average motor claim settlement

Questions we are asked most

Yes. Every policy on this site is written, priced and carried by Wasit Insurance. When you buy from us, your contract is with us, and the money behind your cover is ours.

Call our claims line or open a claim in your account. You will be given a claim number immediately and the name of the person handling it. Our claims team is available at any hour, including public holidays.

Motor claims settle in 48 hours on average once we have the documents. Home and travel claims usually take three to five working days. Larger property and liability claims need an assessor visit, and we will give you a date for that within one working day.

You can adjust cover, add a driver or family member, or change your excess at any point in the year. We recalculate the premium for the remaining term and either charge or refund the difference. There is no administration fee for changes made online.

Wasit Insurance is a licensed insurer supervised by the insurance regulator in each market we operate in. Our licence number and the regulator for your country appear on every policy document and in the footer of this page.

For a first price, just your contact details and what you want to insure. Documents come later, once you decide to go ahead. We will not ask for identification or payment details to show you a premium.

Talk to us

Tell us what you want covered and one of our underwriters will come back to you, usually the same working day.

+971 4 385 2170 Monday to Friday, 8am to 8pm. Claims line open 24 hours.
hello@wasitinsurance.com For claims, write to claims@wasitinsurance.com
Wasit Insurance Company Boulevard Plaza Tower 1, Downtown Dubai, PO Box 94321, United Arab Emirates

We use your details to prepare your quote and nothing else. No obligation, and no charge for the quote itself.

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